Tropical Villa Ceylon Selfie

Create a realistic travel selfie photo of a woman at a tropical luxury villa. The camera is held at arm’s length in portrait orientation, close to the subject, with her upper torso filling the lower half of the frame. She has long tousled hair_color hair falling over one shoulder, a casual relaxed pose, small gold hoop earrings, a thin gold necklace with a red teardrop pendant, and a bright shirt_color T-shirt with large retro white script text reading shirt_text across the chest. Her face is intentionally obscured by a centered flat square privacy block in a warm tan skin-tone color, covering the facial features from forehead to chin. Show one extended arm entering from the lower left with a colorful patterned sleeve or scarf edge visible. The background is an open-air villa veranda with a dark polished wooden floor, carved wooden double doors on the right, cream walls, white columns, tropical green foliage outside, lounge seating in the distance, and a high exposed timber roof with beams and two ceiling fans. Use natural daylight, warm tropical colors, realistic phone-camera perspective, shallow but still recognizable background detail, candid vacation aesthetic, no extra people, no watermark, no additional text besides the shirt lettering.